Cookies Policy

1. What are cookies?

The website www.kyragroup.ai, of KYRA HOLDINGS LLC, uses cookies and other files of similar functionality (hereinafter, "cookies").

Cookies are devices that allow storing and retrieving information from the user's device when browsing a website, for example, to allow its operation or to know your browsing habits to improve your experience on future visits. The specific uses we make of cookies are specified in "Purpose of cookies and third parties / configuration and rejection of cookies".

On this website we use session cookies and persistent cookies which, in turn, may be first-party or third-party cookies.

Session cookies are cookies designed to collect and store data while you access a website. They are usually used to store information that you are only interested in keeping for the provision of the service requested by you on a single occasion.

Persistent cookies are a type of cookie in which the data remains stored on your terminal and can be accessed and processed for a period defined by the party responsible for the cookie, which can range from a few minutes to several years.

2. Purpose of cookies and third parties / configuration and refusal of cookies

We use cookies on this website to enable the operation and provision of the services offered on it (for example, for authentication and identification of users or for security purposes).

We also use own and third party cookies for the purposes indicated below. If you do not accept any of them, the experience on our website will be limited with respect to the purposes specified in this section, but we want to give you full control so that you can decide at all times.

OWN COOKIES: These are those for which KYRA HOLDINGS LLC is responsible for the information that is processed. On this website we use our own cookies for the following purposes:

Personalization: they allow you to customize some features of the website to differentiate the experience of a user from others (for example, define the navigation language and wallpaper, remember the last searches made in the search engine, etc.).

Analysis: they collect information on the behavior of users during navigation (most visited pages, time spent on the website, etc.) in order to, based on the analysis of this information, introduce improvements in the contents and services offered (for example, optimize response times in the most visited areas of Kyra Group).

THIRD PARTY COOKIES: These are those for which third parties outside KYRA HOLDINGS LLC, and KYRA SUNRISE S.L. are responsible for the information being processed.

Below, both the third parties and the purposes for which the information they process is used are detailed:

Personalization cookies: allow you to customize some features of the website to differentiate the experience of a user from others (for example, define the browsing language, remember the last searches made in the search engine, etc.).

Analysis Cookies: these collect information about the behavior of users during browsing (most visited pages, time spent on the website, etc.) in order to, based on the analysis of this information, introduce improvements in the content and services offered (for example, improve loading times and access to the most visited pages).

Behavioral advertising cookies: store information about user behavior, obtained by observing your browsing habits (for example, which pages you visit), to develop a specific profile that allows us to show you personalized advertising based on your tastes and interests.

External social network cookies: these are used to enable the interaction of users with the content of various social network platforms, such as Facebook, Youtube, X, Linkedin, among others, and are generated exclusively for users of these social networks, and are subject to the terms of use and privacy policy of the respective social network platform, which governs the collection of associated information.

3. Disabling or deleting cookies

Most browsers allow you to manage, at any time, your preferences on the use of cookies. You can set your browser to reject or delete certain cookies at your discretion.

You can choose whether to allow, block or delete cookies that have been installed on your device by setting your browser options. It is important to note that if you choose to disable cookies, some of the services available on this website may not function properly.

The way to disable cookies varies depending on the browser you have, but generally you can do it through the options located in the Tools or Options menu. If you need further guidance, you can consult the Help menu of your browser, where you will find detailed instructions.

At any time, as a user, you have the ability to select which cookies you want to be active on this website.

To configure cookies, you can consult the instructions offered by different browsers through the following links:

You can also revoke your consent to the use of cookies in your browser by installing a plug-in or through an opt-out system provided by some third parties that install cookies on our website:

(customization) (requires Google log-in)

(advertising)

(requires Facebook log-in).

Please note that some features of the contents of the www.kyragroup.ai website are only available if you allow the installation of cookies from your browser. If you decide not to accept or block certain cookies, depending on their purpose, this may affect, in whole or in part, the normal operation of the website or prevent access to some website services, since some cookies, as indicated in "Purposes of cookies and third parties / configuration and refusal of cookies", serve these purposes.

4. Acceptance of Cookies Policy

www.kyragroup.ai assumes that you accept the use of cookies. However, at each login, we present information about our Cookie Policy at the top or bottom of every page of the portal in order to ensure that you are aware of it.

In view of this information it is possible to carry out the following actions:

Accept cookies. This notice will not be displayed again when accessing any page of the site during the current session.

Close. The warning is hidden on this page.

Modify your settings. You can obtain more information about what cookies are, learn about the Cookies Policy of www.kyragroup.ai and modify your browser settings.

5. Information on Data Processing

5.1 Data Controller

KYRA HOLDINGS LLC is the owner and responsible entity for the processing of data

KYRA HOLDINGS LLC:

Tax ID: 92-1273988

Address: 110 Cambridge St, Cambridge, MA 02141

For certain processing activities, KYRA HOLDINGS LLC will process the data, deciding on the purposes ("what the data is used for") and the means used ("how the data is used") and are therefore responsible for such processing.

5.2 Legal basis for processing

Your consent to the use of cookies legitimizes the use of cookies to process your personal data. You can configure and refuse the use of cookies, and thus exercise your right to withdraw your consent, in "Purpose of cookies and third parties / configuration and refusal of cookies". You can also disable or delete cookies as indicated in "Disabling or deleting cookies".

5.3 Data processed

If you accept the use of cookies, we will treat the following data:

Regarding own cookies:

Navigation data.

Data obtained from your browsing on our websites and/or third party websites and your browsing on them: browsing history (pages visited and clicks on content), device ID, advertising ID, IP address.

Regarding the third parties identified in "Purpose of cookies and third parties / configuration and refusal of cookies", please refer to their respective policies, indicated in the same section, to inform you about the data or categories of data they process.

5.4 Profiling

If you consent to the use of behavioral advertising cookies, we may use the information we provide in the Data Processed to create a commercial profile of you to offer you products and services that we believe may be of interest to you. For example, if you are interested in our financing products, we may show you our commercial loan offerings.

With respect to the third parties identified in "Purposes of cookies and third parties / configuration and rejection of cookies" and that use behavioral advertising cookies, please consult their respective policies, indicated in the same section, to inform you about the profiling they perform.

5.5 Data recipients

KYRA HOLDINGS LLC may communicate the data collected to public authorities and agencies, in order to comply with a required legal obligation, as well as to service providers and third parties necessary for the management and execution of cookies.

Regarding the third parties identified in "Purposes of cookies and third parties / configuration and rejection of cookies", see their respective policies, indicated in the same section, to inform you about their recipients.

5.6 Conservation period.

The data obtained through the use of cookies accepted by the user will be kept for a period of 12 months.

With respect to the third parties identified in "Purpose of cookies and third parties / configuration and refusal of cookies", please consult their respective policies, indicated in the same section, to inform you about their retention periods.

5.7 Transfers to third countries

KYRA HOLDINGS LLC processes your data primarily within the United States, adhering to U.S. privacy standards and regulations. Generally, we engage service providers located within the United States or in countries recognized by the U.S. as having adequate data protection laws.

Should there be a necessity to engage service providers that process data outside the United States or in countries not recognized by the U.S. as having adequate data protection, we commit to ensuring the security and lawful processing of your data.

To achieve this, we demand from these service providers appropriate safeguards in line with U.S. data protection requirements. This could involve, for example, the implementation of binding corporate rules that offer a level of data protection comparable to that required by U.S. law, or adherence to standard contractual clauses approved by U.S. authorities to ensure the protection of personal information across borders.

With respect to the third parties identified in the section "Purposes of cookies and third parties / configuration and rejection of cookies", consult their respective policies in that section to inform you about the transfers to third countries that, where appropriate, they carry out.

5.8 Additional information on data processing

You can consult all the information on the processing of your data at www.kyragroup.ai/privacy-policy

6. Review of the cookies policy

We will review the Cookie Policy annually, unless there are regulatory or other requirements that make it necessary to adapt the Policy less frequently. Therefore, users are advised to periodically review its contents.

When significant changes are made to this Cookie Policy, the user will be informed by means of an informative notice on the web page.